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"The site is owned and operated by Yambo Financials Ltd. (UK)" is a statement that allows them to circumvent VISA/MC rules regarding third party processing. As simple as that. However I think it's very stupid of them to do not look carefully who they are working with. They already had problems when some lolita sites used them for CC processing this way...
Anyway, I would not recomment anybody to deal with them. I did not have any bad experience with them, though honestly I did not worked much with them either, just passed couple of payments through. But from all I know about them, they are walking the edge. In other words - their stability is very questionable.
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