Kat,
100% don't agree with you.
there is a lot you have to consider with that statement. if you live in the US ... your home interest is tax deductible, right? so if you roll your credit card debt into your home loan and then sink any extra money into your IRA, Mutual Funds, Stocks... you'll be better off long run...
http://www.banksite.com/calc/prepay_v_invest