Quote:
Originally posted by Ron Bennett
No doubt your volume is increasing, but one should never throw good sales away - consider removing/changing that...every cent matters, especially to a small business...but hey what do I know LOL!
Requiring the card code will cause some legit transactions to be rejected...not all cards have a card code and sometimes the card code isn't sent for various reasons...with that said, card code is more standard than it used to be, but still far from 100%.
On a related subject, card code is not full-proof...some stolen card lists now include card codes too...not a biggie if one ships only to billing address, but certainly a problem for software sellers, adult sites, etc...hopefully Verified by VISA and similar will finally put real security into on-line credit card transactions...
Good luck with your drug test ... 
Ron
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Ron some very good points and insight thank you.
So far I haven?t gotten any orders from Russia or Bulgaria, but they certainly do set off flags, most of the fraud I have encountered thus far has been from the UK. Im always weary of the " could you ship this overnight express line" that almost always is fraud. Your are right about the CV#, the only problems I have had with that so far, are foreign cards which most don?t have the CV# on it. Those transactions that fail because of that, I usually rerun them through my terminal were I have the option of not using the CV#. International orders so far have been 5% of this business luckliy, the rest are all states bound orders.
Out of about 170 transactions I have been burned twice so far.
