Quote:
Originally posted by m4yadult
Europeans sometimes have a problem giving away their cc - numbers. But if they do, there are nearly no chargebacks. In Germany e.g. you can pay via bank account. The surfer tells you his bank account data and you get the money from the bank - similar to cc billing. The problem is there are many chargebacks.
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The paying via bank account is done online or by phone?
See, online cheque thing would be something that I'd be skeptical about using (as a surfer), don't ask me why - I just don't trust it in the case where there is fraud, banks won't be easy on paying you back. At least with a credit card, there is fraud protection and other ways of preventing fraud.
As for the European credit cards - are they still attached to your bank account? In other words, once your statement if out, they debit your bank account rightaway?