I've found that mortgage companies have NO sense of humor at all! My wife transposed the cents on a payment once. Instead of 72 cents she put 27 cents. We didn't even know there was a problem until the next month when we got a nasty phone call. After we told her we'd sent a check she looked it up and said it was in a holding fund because it short by 45 cents.
So, I got a late fee, a stop payment fee because I had to stop payment on the first check and send a completely new one (they wouldn't accept a check for the 45 cents or let me add it to my next payment). What a great way to treat customers!
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