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It is a cancellable membership.
You pay first and last when you sign up, you also need to pay a sign up fee, which usually is always on some kind of sale. I paid $49 for this fee.
When you want to cancel, just tell them 30 days in advance, and that's it.
Of course, they'll try to sell you personal trainer sessions and massage therapy and tan machines sessions and access to the VIP locker room, but they won't push it too much.
Clubs seem to be mostly OK and clean, just avoid after office hours, where you will have the "executive" crowds who bench press 50 lbs and make the same noise as slaughtered pigs...
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