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I'd be surprised to see any of the IPSPs that are left go under, and if there were to be one, CCBill would not be my guess.
They do err on the side of caution, always have and their business model is different from Paycom, Ibill or Jettis.
I am amazed that anyone there would threaten to hold your money because of your posts, that's not the way I've ever seen them do things...
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