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well it shouldnt affect you since the signatures dont match and your bank is not about to cash them if that doesnt happen.
If they do, then your banks an idiot and its their fault not yours. they will write it off and sent it to their fraud department but you are not going to be charged a thing to your account.
The ID they require is a drivers license or anything else with your photo and signature attached - and the teller has to write down the ID provided. EG. if its a drivers license, then the number is written down. If a fake, then the police are notified, and if they use it again, stores etc. will know it and the person is caught.
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