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Well I think alot of sponsors are going to have to make adjusments to their business models...cross sales, paid on active member, ect.
I think we're seeing part of these changes in affect right now but who knows what else is in store for the future. The industry for the most part, has been REACTIVE rather than PROACTIVE and it greatly depends on what Visa/MC and the processors do first and how the industry reacts.
I can assure you one thing..these stringent regulations and tightening of the rope from Visa/MC are not over..the industry has just been able to adapt and outsmart them..
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