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Old 01-22-2004, 06:46 PM  
Peaches
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Join Date: Oct 2002
Location: Away
Posts: 13,933
I have BCBS PPO, have had it for years, and I wouldn't have anything else.

ALL my claims are paid immediately, the doctors have contracts with BCBS where they can't charge me for any "overages", and I've not yet found a provider that I wanted to use that isn't on their list.

I pay $282 a month, $1000 deductible, $20 Dr. visits, $15 generic/$25 name brand prescrips. No, it's not cheap, but since I take about $300 worth of Imitrex a month, I do OK.

You get what you pay for with insurance - home, car, health, etc.
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