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I've found that personal plans suck. My fiance has Anthem blue cross and its a personal plan. Those bastards done even have a Hospitalization copay.
He had kidney stones a few months ago and was hospitalized. They dumb butt nuggets at the ER got him all drugged up and then had him sign papers. After that they took him for a catscan.. lol Why scan the brain?
Anywho...now he's stuck with an $800 bill because his insurance doesnt have a copay. They only coveer a small percent.
With my insurance I would have only paid $50
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