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Stay far far away from Blue Cross or Heath Keepers. They suck. Since Trigon teamed up with Anthem its become a huge mess. They wont pay any of your medical bills and you'll be fighting with them day and night.
The best plan I have ever found was with Sentara Optima. Great coverage, low co-pays and medicines are way cheap.
After my surgery I was prescribed Penicillin and Darvocet (I cant handle codine) I only paid a total of $8.00 for both medications. Sentara covered the rest.
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