beemk

I got some points on my license and my insurance went up a bunch of money because my driving record was clean before. they notified me in the middle of december that it went up and i cancelled the policy at the end of the pre-paid period. now that its over they are sayinng i owe them $200 for the previous month when they changed the price after i already paid the whole month in advance. can they mess up my credit if i dont pay? or is there a way to get it cleared?

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