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Polish, not sure whether there's really a word-ban or not, but even if there is, it's likely that Visa/MC don't know about the site, and depend on the processors to handle compliance issues, and the processors depend to some extent on consumers to inform them of compliance issues. Also, there are US Visa/MC and International Visa/MC organizations, which have different rules, though again I'm not sure of their respective policies on this issue.
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