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I'm in a similar situation, except I make about as much doing mainstream as I do in adult and I have very good insurance benefits at my workplace.
Problem is I've been blowing all my cash and haven't saved up much.
Here's my course of action for leaving mainstream: I'm taking a 4 week leave of absence to devote my ass to my adult mini-empire and to make it grow. Once I've saved up the equivalent of approx 6 months of mainstream salary, I will quit mainstream and do adult full time.
Luckily, I live alone. I have no dependants to worry about.
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