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I think it depends on if you used credit or debit. When I go to a store, sometimes they'll ask me if I want to use credit or debit. If you use credit, I would think you can do a chargeback, cause your going through Visa. If you use Debit, then it's no different then writing them a check. You might be able to do a a return on the debit.
It's really up to what your bank says. A bunch of num-nuts in GFY are going to be able to give you a true answer. Only your bank can.
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