Damn, sounds depressing, I especially don't like "commission" based jobs, I like stability. When you said clients don't trust their re-fi on someone who looks young do you mean the broker or loan officer. I'm turning 26 but I look very young (could pass for 18 or even younger sometimes), I'm asian and asians usually look very young. And I sound young over the phone too, I don't think people will take me seriously.
So I take it you have to interact with the clients a lot and so forth? Do you often get clients that are just "pushy" and "difficult" and ask a lot of "gazillion
difficult questions" and so forth? I already hate dealing with clients over the phone when they are difficult, let alone in person.
But there are no houses here where I live around 150k, average family houses are 350k-400k around here so at least the commission will be higher.