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If you are diving into the mortgage business, you are hitting it ~3 years too late. Most of the money has been made from the re-fi craze. Last time the rates went up 1% here in Seattle, a couple offices closed and one went bankrupt.
Real estate is a refuge for losers (like internet porn) but it has its professionals that make good money (like my wife). The key is having the right personality and professionalism.
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