Quote:
Originally posted by anidifranco
Women are safer drivers than men. Get over it.
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A major contributing factor to higher premiums for men, is the fact that when women have an accident... it's something minor such as driving into another car at low speed or bumping their car while parking. She may not even claim.
When a guy has an accident, it's generally something more serious such as a motorway crash, and that costs the insurance companies more. You'll often find that if a family is travelling together, the guy will be driving - especially if it's at high speed or in poor weather conditions. Why doesn't the woman drive if she's safer? The majority of motorway drivers are men (70%) so OF COURSE a more serious motorway accident is more likely to involve a man.
Example - a family car has been bumped FIFTEEN times in town by a woman who never travels above 30MPH. 3 claims were made, cost the insurance company £300. Then the guy has ONE accident on the motorway, and it costs the insurance company £6000.
When was the last time you saw a guy reverse into a fire hydrant while parking? Never.
God only knows what would happen if the majority of motorway drivers were women!
*** my CIS rep told me ALL of the above, so you can bet it's true.
