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you want to get even more fucked up - let's look at this - and this will blow your mind.
The net present value of an annuity at 10% interest is 10X the yearly payment. This means that if the going interest rate is 10% and all else constant, paying 10,000 a year towards a perpetuity FOREVER is equal to $100,000. There's math behind this but that's the way it works.
If you are going to make $50,000 a year until the day you die (assume that you start out at 30 and work up to 70 and retire), your life is worth LESS THAN $500,000. That's the cold hard truth. Bear in mind that these numbers are a little basic and there are other factors, but financially speaking, that is the GROSS economic value of one average human life. Depressing? Incredibly.
Finance is very powerful.
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