Are you talking brick and mortar or web biz?
I use first data for my mainstream biz's. I think its around 1.59% or so plus a .25 transaction fee, but that is for a 80% walk in / 20% web mix.
I went through a reseller - Burlington Merchant Services (BMS) and had an incredibly nice experience - Kathy was my sales person.
So far, no problems. 24 hour tech support and funds wired daily.
