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Old 11-21-2003, 10:23 AM  
NETbilling
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Location: Huntington Beach, CA
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Hi,

First charge protection is a good thing because it will help eliminate many of the "I did not do it" disputes which we call "Friendly fraud". However, VbV is not being pushed onto the consumer by the issuiung banks or Visa itself (besides a few commercials). VbV is a pain in the ass for the consumer to register for and most of the companies that have tried it have opted out because of consumer confusion and order abandonment. Hopefully the process will become easier for the consumer and required by the card associations.

Mitch
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Mitch Farber
CEO - NETbilling, Inc.
Email / Phone: 888-357-8166 / 661-252-2456
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