Quote:
Originally posted by gin
i wouldn't go for a secondary processor at all, if your going to do cascade billing, that is bacially like taking off the scrub for sign ups and sure it will get more sign ups.. but they will be the sign ups you don't want, that are known to charge back.. they get denied for a reason, not just because the processor hates you
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I'm not sure I agree with this 100%. I do agree that the processor is doing the scrub and if the client goes to the secondary processor it could end up in a charge back or whatever.
HOWEVER, leaving all your eggs in one basket isn't the smartest thing either. Since everybody seems to be staying with sponsored merchants and your customers really aren't yours, if something were to happen to one of the processors, you won't be getting your customers (most likely). I've had this happen to me in the past and at least I had 50% of my money coming in to keep me in business.
You may want to consider using a 50/50 script that divides clients up equally among processors.