Just wait until you do have a problem with Pay Pal then you can join the thousands of people banding together in the latest class action against them. Take a look at
http://www.paypalsucks.com. Here's an example:
PayPal Sucks is an anti paypal site to expose the nightmare of doing business "the paypal way." Post your complaints, troubles, fraud stories, lawsuits, and other dissatisfaction in the forums. Read the links & faq pages for help in resolving your paypal troubles and complaints. Read the options page to find an alternative to paypal, perhaps even get yourself your own merchant account to access credit cards directly. To enumerate the complaints:
1. According to PayPal accepting their ToS (Terms of Service) in effect means you waive your rights to credit card consumer protection laws, and that you may not issue a chargeback for anything you purchase using your credit card and PayPal account that you are unsatisfied with.
Oh if you need a phone # for them this one works and is open from 6 am to 12 midnight
1.888.221-1161
God luck
Cindy xx
