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I remember once a friend of mine bought his first brand new car, and lied about his insurance to drive the car off the lot. On the way home he hit another car, totalling both of them. He had to pay for the car he drove for less than an hour for the next four years, pay out the ass for the other car involved, and lost his driver's license for five years.
If you drive without insurance and you cause an accident, you'll have to pay the damages out your pocket. That could cost a pretty penny.
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