Quote:
Originally posted by WendyB
Provided your business has a verifiable presence within the USA, yu as an authorized officer can open an account with most banks here in the USA.
As a general practice, you will have to appear in person at the bank to open an account.
You will need to bring/have a Federal Tax ID (EIN) for the business.
More than likely you will be incorporated in the US. The bank will need to see your company's ARTICLES of INCORPORATION, and a corporate resolution authorizing you to open account on behalf of the business.
Many banks typically ask for official photo ID, (drivers license or passport.) Check with individual banks for the exact requirements. While some banks define a drivers license, as one issued by any of the US states, others have a more relaxed definition of drivers license, accepting any globally issued drivers license.
You may also be required to show a major credit card. The credit card, depending on the bank, usually is not charged. It's purpose is to show you were credit worthy enough to have been issued a credit card by one of their peers.
If you were seeking a bank that you can mail in the paperwork, without a personal appearance...that is not likely to happen.
Be cautious of companies who claim they can get you an American bank account.
One upon a time, that might have been possible, however banks are being held accountable and required to "know" their customers.
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I've got an EIN, ITIN, articles of incorporation etc... There may be a problem if I have to appear at the bank though, as I live in Sweden. I called Chase and they SEEM to be able to help me. I guess I'll just have to call a couple of banks and ask them what policies they have when opening accounts like this.