Quote:
Originally Posted by plsureking
there's no chance non-card billing is significant even in EU. its been around for decades and usage is about as low as crypto.
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For decades? Not at all.
Offering instant SEPA transfers is mandatory for all banks in EU only since Oct 2025.
Quote:
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As of 2024, not all banks offer their customers instant transfers; however, in March 2024 the EU adopted the Instant Payments Regulation which requires all banks to offer instant transfers from January 2025 (incoming transfers) / October 2025 (outgoing transfers).
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https://en.wikipedia.org/wiki/Single_Euro_Payments_Area
