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If you are operating from the EU, DialXS can often provide better rates than many of the providers in this thread.
Credit card processing starts around 5 percent and scales down with volume and risk profile. With nearly 25 years in the industry, we have built a reputation for helping merchants lower costs while increasing conversion.
The annual Visa and Mastercard scheme fee is an unavoidable part of accepting those cards, but beyond that there are no hidden charges. Payouts are made weekly in EUR, and we also provide a wide selection of local payment methods such as iDEAL, Bancontact, OnlineÜberweisen, and SEPA Direct Debit. These are usually around 2 percent or less and come with much lower chargeback exposure.
As a licensed EU PSP we offer stability, compliance, and reliability. More importantly, we focus on building long term partnerships and providing hands on onboarding and support rather than simply handing over an API.
If keeping fees under control while boosting EU conversions is a priority, feel free to reach out or send me a message and I will be glad to share more details.
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