We were with Paypal for 18 months and they charged us 4.5% and after we had proved ourselves, took 3 months, we had instant access to our money.
We lost our account 3 weeks before the end date for adult and they sent a check 4 weeks after that time. In 18 months we hed one CB for $140 which is not 1% of one months turn over.
We are now with a company that takes 15% of our money, hold back 5% until we have enough in our account to satisfy them.
So all you whingers about Paypal freezing your account who are you with now and what are you paying now? We now get ripped off thousands every month in charges. Paypal were the best, they stamped down on people who could not prove who they wereto keep the charges reasonable.
Third party processing for us is an expensive nightmare, they either will not deal with us because part of the business is in CZ, or we have to use their shopping basket, or they have a $150 limit (Good Joke
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I think a lot of the problems we now face as an industry can be layed at the doors of third party processors. They were processing for guys that were over the limit on CBs, but could make it look good or balance it against the good companies. Plus processing for sites that were clearly illegal or very suspect.