Quote:
Originally posted by SGS
An option to let checks clear before a surfer gets access is the best way. 
|
SGS, ACH Debit supports this. It is slightly less effective than the microdeposit because it may be a valid account but unauthorized. Both methods hurt the impulse purchase.
Out of curiosity, how many business days do you let go by before you are willing to assume the ACH will not be returned?