good question.. most companies haven't changed and it's already to late.. the charge backs would still kill them a few months later.. this is the most important thing that has happened to adult in years and no body seems to be spending much time on it..
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Originally posted by Mutt
no resellers = no chargeback problem
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not true.. at least not for me.. and i have a pretty good members area.. and don't use "aggressive" marketing .. i have a free 2 day trial to 39.95 and my charge back ratio is still a little under 3%.. i have done nothing wrong .. that is just how it is.. adult is 3% for free trials.. with paid trials i think 2% might be possible.. but 1% would take serious work and you can loose all your hard work from 1 fuck up. (ex: sites go down, members database offline)
if your a huge site you will have alot of affiliates trying to scam your system for money.. and not be able to spend as much attention on your members.. if you are a smaller site 1 or 2 affiliates could break you and shoot you way over 1%. there's no way to stop somebody for using stolen credit cards to sign up to your sites.. they could care less.. they will just try to sign up as many times as they can and get paid.. and visa isn't going to penatlize them for it.. they will penatlize you