Quote:
Originally Posted by OneHungLo
Thanks Trump 
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LOL. No.
My mortgage includes our property taxes and homeowners insurance. We bought the house in 2006 for $580k, and it was expected the value of our house would go up. The costs for our property taxes and homeowners were factored into our mortgage. Instead, the value of our house went down - a lot. Thus our property taxes and our homeowners insurance cost less than expected. Thus some of this money got refunded to me.