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The thing that people don't understand (and Paxum doesn't tell you) is that the "instant withdrawal to external card" is completely dependent on your bank and that milage will vary GREATLY from one user to the other.
NOT ALL banks participate in those systems and it is not something which is available to all. It is "instant" from Paxums' side, money leave the sender, but then it is up to Visa and Mastercard to deliver it to the bank which then delivers it to your account connected to the card.
Visa and Mastercard have no problems sending the funds to your bank, but then the problems start at your bank since not all are setup for this to work, but the sender, in this case Paxum, cannot know that which makes it a bit silly for them to promise/promote "instant withdrawal".
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The truth is not affected by the beliefs, or doubts, of the majority.
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