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You didn't know there are fees? Did you really think they just gave you a card like that? They are in the business of moving money, naturally they make sure that they get paid every time a transaction is made.
And no, those are not the same fees as a merchant pays for accepting a card, that's separate and paid by the merchant to the bank which handles the card processing.
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The truth is not affected by the beliefs, or doubts, of the majority.
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