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Aren't you from WebSiteBilling.com?
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I used to work for them, I didn't own the company, and I was left unemployed and being owed 4 months worth of commisions that they had promised to pay me and then couldn't.
I am now working for a new company, and I'm not asking anybody to give me their money.....I help you get a direct relationship with the bank, your own merchant account....all business is between you and the bank. If you need gateway or fraudscrubbing technology, we can help you with that too.