UK regs protect the consumer and rightly so.
Otherwise the trader has too much power and the consumer can be gouged.
e.g. What is to stop an unscrupulous garage owner from charging $10000 for replacing a $10 part on a car and then refusing to return the car until the bill is paid.
Any tradesman has to follow the correct legal procedure in the event of a dispute over payment, otherwise little old ladies would be at the mercy of 12 clicks and his ilk.
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"Americas Hitler" JD Vance.
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