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Paxum is safer then bank card as you can control howmuch money you put on it, while bank card is linked to bank account and they could take all money from your account providing you dont check it . But yes paxum is quite bad when such thing occur, they cannot block card for some reason, and for chargeback you need to pay 40$ for each transaction, so if each transaction is less then 40$ you cant get money back.
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