Quote:
Originally Posted by CurrentlySober
FWIW, here is a true wells fargo bank story from years ago... I had arrived in LA for a couple of months and had an apartment booked at Oakwood in the valley. We were told that Oakwood didn't take cash, so we should goto the nearest bank and get a cashiers check instead... So we did... Nearest bank happened to be Wells Fargo...
Explained what I wanted to the guy, and e said no problem, and by the way, as we were there, would we like to open an account? I explained that we were only staying for a few months, were on tourist visas etc and didn't really see the point. The guys like, go on, its cool no fees and you can use your bank account while you are here for the next few months. Just need to see your passport and we will get it open straight away...
I asked what would happen when we went home and was told dont worry, just withdraw any cash and we will close the account...
It just seemed so incredibly sketchy that I declined the offer and a year or so later, when I WAS in the position to open an account, I went with BOA instead. Never did trust them after that first experience.
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My mom had a sketchy thing happen with Wells Fargo as well. She had been a customer of theirs for years with a checking and savings account. So, about a year ago my mom got online and started using the internet. She is 77 so it is all very new to her. And, of course, she fell for some scam and had someone steal her identity and take money out of her bank account. She contacted the bank and they opened up a case to look into it. In the meantime, they told it would take 10-20 days for the investigation to happen and her money to be credited back to her account. If her account stayed overdrawn (they drained her account then she wrote a check not realizing what had happened) she would get an overcharge fee and it didn't matter that the entire account and transaction were under investigation. They then immediately tried to get her to apply for a credit card or a line of credit that she could use to bring her account current while she waited.
Just felt shady to me that a longtime customer is a victim of identity theft and the first thing they think of is how to make more money off her.