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I think ePassporte.com is the way to go from a consumers point of view and can't wait to get my account.
Anonymous virtual payment will do nothing but expand.
As consumers become aware of this - things will improve.
Also the ability to pay a couple bucks for someones "blog" which is also exponentially expanding - is a marriage made in heaven it seems.
Anonymous Virtual Visa is the replacement of AVS's which are all going bye-bye.
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