Quote:
Originally Posted by Barry-xlovecam
You are so wrong with that statement.
https://en.wikipedia.org/wiki/Chargemaster
Dude, I (my tax money) don't want to pay for you. There is no free ride on this.
OBSTINATE look the word up.
Unless you are on public assistance, or on Medicaid provided at taxpayer expense by the Obamacare law, you have to pay one way or another -- or the federal government (my tax dollars) pays a settlement for your care as an indigent when the hospital cannot collect.
You know what indigent means? A have not, a bum -- is that you?
If you want to play healthcare roulette, put your money on the wood including all your assets. If you are lucky, an unpaid major medical expense may just ruin your credit for 10 years -- if its a real big expense you will have to file bankruptcy to avoid paying the debt.
Or you can die and take your money with you or leave it to your survivors forsaking any medical help when you are injured or sick.
Yeah, it's fucked up but that is the fucking way it is in the USA. |
I'm so right. Do you actually think the insurance company is paying the remainder of your bill? Hell fucking no. If you enter an emergency room and get services as you leave you enter an office. They will ask "Do you have insurance?" If you say yes you supply it and your billing is based on that insurance. If you say no, you get billed a cash price which is generally 5-10x lower. I mean really? Do you really fucking think a aspirin costs a hospital $10 or that they greatly inflated the price for a fucking reason?
I've told this story here before. My son had a motorcycle accident last year. He thought he had insurance so that's what he told them and what they went with. Within a week the billing started arriving to the tune of $30k+. And then they figured out his insurance was cancelled. Like magic his billing was reduced to around $5-6k. The hospital themselves called it the "cash price" This isn't the only instance I'm fully aware of. Just one instance. The hospital doesn't actually lose money unless that person doesn't pay. And if that person doesn't they come after them debt collection wise. Hence the many health care bankruptcies. (And many of those people actually had insurance)