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I had similar problem couple of years ago. Somebody stole my card details and have spent some $120 or so in Moldova. I found out that the ordered some groceries onlinefrom some kind of store where you can order and pay online and they can deliver to your home and he ordered some pizzas...
I was mad at start but then I realized that if somebody stole money from me to buy food - then he must be very poor...
The reply from Paxum was the same as you got ($40 to pay for each transaction). I have just ordered a new card and moved on... It would be a different story if the amount was bigger.
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