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It's natural for any business to have suppliers, hardly any business do everything in house.
However, like in this case, the customer and consumer, have a realtion with Paxum and not with the bank.
What fees the supplier charges the company, in this case Paxum, is irrelevant to me as a customer. Of course any company must make sure to get enough fees from its customers to cover any and all cost of operations.
But to say "ohh, we need to charge this and that, because our supplier is charging us" is like saying there will now be a $5 extra fee just to keep the lights on at the office, because the electrical company charges this.
What costs you have as a company, is not of direct interest for the consumer. A Paxum account holder or even card holder, have an agreement with Paxum and the pricelist that has been determined and accepted for that relationship.
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The truth is not affected by the beliefs, or doubts, of the majority.
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