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Owing money = ownership by your debt holder
If you owe someone money you can not pay off at any given moment, it means you are owned by the debt holder. You might be able to make your payments with out struggle but you still have a price tag on your head.
How does that make you feel to be owned by a mortgage payment, car payment, credit cards, business loans, ect..ect? How many of you can live debt free and be self sufficient? Self sufficient meaning you can live your life with out acquiring debt to others?
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