Quote:
Originally Posted by Robbie
The only health insurance anyone should need is catastrophic insurance.
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I never thought of this.... And this might just be a good idea.
I don't need healthcare for the routine stuff. I am forty-eight years old, and while I am (still) over weight I never get sick and can't remember the last time I saw a doctor. It must have been about six years ago, for a routine check up (only because I hadn't had one in a long time), and they told me the only issue I had was a slight potassium deficiency and I knew that before the blood work.
My wife is similar, although she gets sick, but never sick enough to see a doctor.
My kid has had a few problems but nothing serious and nothing we couldn't handle without insurance. In fact, she broke her arm while I was unemployed in 2009 (?) and we paid for everything out of our own pockets. It wasn't nearly as much as one would think. We had an initial appointment, an x-ray, and they put a cast on. We had a follow up appointment, another x ray, and then weekly physical therapy for two months at $65 each.
This might be a good idea Robbie... You only need insurance if you end up in the hospital for something serious.