ibs:
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I like probilling but I am going to diversify my access to cc billing solutions to include everyone in existance and I am going to have pages standing by to replace pages with billing companies that go out of business.
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Totally agree!!
The word "proactive" comes to mind - on the webmaster side, not on the side of VISA/processors.
Another one is balance processors to avoid any one processor handling a large volume of recurring billing.