Guys, there are a thousand and one things that affect credit card processing that **we** never think of.
A while back we noticed a small decline in transactions. We traced it back to the credit card processing companies, and it was discovered it was a problem with a bank some place - and affected all credit card processing companies.
Any sites that are using cc processors that don't scrub hard will have problems later. Visa has lowered the chargeback ratio to 1%, and it's going to go even lower in the next year (so be prepared). The sites using these cc processors that are playing wild wild west will be gone in the future.
|