Quote:
Originally Posted by Bladewire
You need to crossreference IP's with form submissions before you do anything else. If you don't know who's submitting from where, and if the country and state doesn't match the IP, then you'll have the same problem with 5 merchant accounts as well 
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I remember they used to use a shopping cart for mastercard and I'd get emails saying I joined your site but I can't access. Almost everytime it was the ccbill mastercard shopping cart. We'd simply say "sorry, we do not honor shopping cart sales." But obviously this only works if you control your own password file. Otherwise you're at their mercy.