Quote:
Originally Posted by CDSmith
That's... amazing. Then again, did you have a longstanding "claims-free discount" like I have? If not then you probably wouldn't notice a rise in premiums. I on the other hand enjoy a 20% discount which I would lose if I make this claim. In 20+ years I've never once made a claim. I always did repairs myself or paid someone.
And as I said it's not really all that lucrative of a claim, 1-2k at most. If it was worth 20 or 30k I'd consider it.
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Around 12 years of no claims. TBH I have no idea if that translated into any sort of claim free discount bonus.
Company is USAA and Joe Obenberger posted above everything I would say about them. They are great with their customers.
TBH most of the damage the insurance adjuster put in the claim seemed OTT to me. When the USAA guy came to the house a week later to meet the adjuster and verify his claim I fully expected him to slice 75% off the claim and say to the adjuster, you're asking for too much work and most of it probably wasn't even storm related - but he didn't.
They both walked around chatting and after 20 mins he gave the claim the full go ahead. I'll admit to being fully shocked but I'll never change from them now.