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I am 20, have had insurance for 4 years, drivers license for 4 years, no tickets, no wrecks, no insurance claims. Taken drivers safety course. I was thinking about buying a newer vehicle but that insurance kills it... insurance for guys doesnt start to drop until about age 24. I guess im sticking to the $150 a month insurance on my 92 explorer worth about $4k, lol.
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