Originally Posted by Sly

I appreciate your "good guy" comment but I have all of the above and then some so I'm not talking out of my ass. Sounds like you are doing something wrong. Maybe you don't have all of the info that you should have.

Your math is straight out incorrect, as are your comments about chargebacks, as are your comments about customer support options.

Epoch/CCBill = 15%.

Merchant account = 3-5% + 10% rolling reserve that you get back.

These are not even comparable. You are not losing $10-25k liquidity because you never had that $10-25k liquidity to begin with using Epoch/CCBill at 15% overall fees. Instead, you GAIN liquidity after the reserve cycles plus increased throughput, plus increased options as far as billing additional elements (upsells, free trials, on and on.)

Not only have I done this myself multiple times but have gotten multiple friends to make the switch and now they are all making $x more than before.

One takes work, you get paid for that work with more money. The other is much much easier and much less stress, and much less money.